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Moralist banks in Australia close accounts of businesses they don't like
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 | 22nd January 2023
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| See article from smartcompany.com.au |
Arbitrary screwing of sole traders and small businesses by financial institutions is a longstanding problem in AUstralia. Now Australia's banks have doubled down on the reasons they believe they should not be required to tell customers or potential
customers why they can't have basic banking services. In most cases this is because the bank doesn't approve of several types of industry seemingly on the basis or morality. According to the Australian Small Business and Family Enterprise
Ombudsman, such businesses include cryptocurrency traders, brothels, individual sex workers and sex shops, tattoo parlours and precious metal traders. Cases have also been reported among firearms dealers, vaping retailers, mining companies and the
agriculture and farming sector. A typical example was high-profile Sydney escort, Samantha X, who last year reported her long-standing account with ING had been shut down. When she asked for an explanation, she said she was told: We
can't tell you why sorry, it is a business decision. The ongoing issue was highlighted a year ago by independent reviewer Mike Callaghan, who was commissioned by the Australian Banking Association (ABA) to conduct the three-yearly review of the
banking industry's code of conduct. Callaghan rebuked the banks for what he called blanket denial of services seemingly with regard to the customer's occupation on the basis that they are concerned the AUSTRAC anti-money laundering provisions may come
into play. The ABA's blunt response appears to be: No, we won't agree to change our practices, or tell businesses or individuals why they have had financial services denied or withdrawn, until we are forced to do so. |
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Facebook ordered to allow images showing trans female breasts whilst still banning natural female breasts
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 | 18th January 2023
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| See article from nypost.com See
article from oversightboard.com |
Facebook and Instagram will allow transgender and non-binary users to flash their bare breasts -- but women who were born female are still not allowed a similar freedom, according to Meta's advisory board. Meta's Oversight Board -- an independent body
which Meta CEO Mark Zuckerberg has called the company's Supreme Court for content moderation and censorship policies -- ordered Facebook and Instagram to lift a ban on images of topless women for anyone who identifies as transgender or non-binary,
meaning they view themselves as neither male or female. The same image of female-presenting nipples would be prohibited if posted by a cisgender woman but permitted if posted by an individual self-identifying as non-binary, the board noted in its
decision. The board cited a recent decision to overturn a ban on two Instagram posts by a couple that describes themselves as transgender and non-binary that posed topless but covered their nipples -- only to have the post flagged by other users.
Meta banned the image, but the couple won their appeal and the photo was restored online. Meta will rely on human reviewers will now be tasked with trying to determine the sex of breasts. |
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Adult companies using Visa payment services need to follow additional rules to maintain proof of consent for adult performers
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 | 3rd January 2023
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| See article from xbiz.com |
Visa has quietly released its updated guidelines that address user-uploaded adult content. The good news is: the regulations are very similar to Mastercard regulation AN 5196, Revised Standards for New Specialty Merchant Registration Requirements for
Adult Content Merchants, which went into effect back in October 2021. If companies are compliant with this Mastercard regulation, then they should be in good shape to also comply with the Visa changes. The new Visa regulation, Visa Rule ID
0003356, is part of the Global Brand Protection Program Guide for Acquirers. It focuses on merchants who allow third-party users to upload or generate content. This includes real-time or livestreaming content produced and shared on social media sites,
tube sites, cam sites, adult dating sites and voyeur programs. When it comes to user-uploaded content, the new Visa regulation states there must be consent in writing and it needs to include several things. First, the merchant must enter into a
written agreement with the content provider and the agreement must include that the content does not have any activity that is illegal. Content providers are required to maintain records from all persons depicted in the content and confirm that there was
consent given to be depicted. Proof is also needed that consent was given to allow public distribution of the content, including uploading it to the merchant's website. Visa also recommends the use of a third-party provider that specializes in the
validation of government identification. All content must be reviewed prior to publication to ensure that it complies with all applicable laws and Visa rules. Lastly, if the content is livestreamed, the merchant must have controls in place
to manage the content. See further details in article from xbiz.com |
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Sex outs ide of marriage is set to become a criminal offence in Indonesia even for tourists and visitors
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 | 7th December 2022
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| See article from theguardian.com
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Indonesia's parliament has overhauled the country's criminal code to outlaw sex outside marriage and curtail free speech, in a dramatic setback to freedoms. Passed with support from all political parties, the draconian legislation has shocked not only
rights activists but also the country's booming tourism sector, which relies on a stream of visitors to its tropical islands. Newspapers in Australia have labelled the legislation the Bali bonk ban as the law will apply to Indonesians and
visiting foreigners. Maulana Yusran, the deputy chief of Indonesia's tourism industry board, said: The code was totally counterproductive and introduced just as the country was trying to recover from the
pandemic. We deeply regret the government have closed their eyes.
Supporters of the new laws say that while sex outside marriage will be punishable by a year in jail and cohabitation by six months, charges can nominally be based only
on police reports lodged by a spouse, parents or children. But Taufik Basari, a legislator of the NasDem party, said that if a tourist visiting Bali, for instance, had consensual sex with an Indonesian national, and it was reported to police by the
Indonesian's parent or child, that tourist could be arrested. There are fears the rules could have a severe impact on LGBTQ+ communities in Indonesia, where gay marriage is not acknowledged. |
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